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Terms of Use

Last updated: March 27, 2026

These Terms of Use ("Terms") govern your access to and use of AcePath (the "Platform"), an AI-powered academic study tool operated at study.mortgagemycasa.com. By creating an account or using the Platform, you agree to be bound by these Terms.

If you do not agree with these Terms, do not use the Platform.

1. Eligibility

You must be at least 13 years of age to use AcePath. Users under 18 must have parental or guardian permission. By using the Platform, you represent that you meet these requirements.

2. Account Registration

To access most features, you must create an account with a valid email address and password. You are responsible for:

We reserve the right to suspend or terminate accounts that violate these Terms.

3. Subscription Plans and Payments

AcePath offers the following plans:

Subscriptions are billed monthly. All payments are processed through PayPal or Stripe. You may cancel your subscription at any time; cancellation takes effect at the end of the current billing period. We do not provide refunds for partial months.

Prices are subject to change with 30 days' notice.

4. SMS Communications

By providing your mobile phone number and checking the SMS opt-in box during registration or in your account settings, you consent to receive automated text messages from AcePath. These may include course-ready notifications, account alerts, and platform updates.

Message & data rates may apply. Reply STOP to any message to unsubscribe. Reply HELP for assistance. See our Privacy Policy for full details on how we handle your phone number.

5. Acceptable Use

You agree not to:

Violations may result in immediate account suspension or termination without refund.

6. AI-Generated Content

AcePath uses artificial intelligence to generate course materials, study guides, quizzes, and other educational content. This content is provided for educational and informational purposes only. We do not guarantee the accuracy, completeness, or fitness for any particular purpose of AI-generated content. You should verify important information through authoritative sources.

7. Uploaded Materials

By uploading files or documents to the Platform for course generation, you grant AcePath a non-exclusive, royalty-free license to process that content solely for the purpose of providing the service to you. You retain ownership of your uploaded materials. Do not upload copyrighted materials you do not have the right to use.

8. Intellectual Property

The AcePath name, logo, platform design, and original content are owned by us. AI-generated course content created on your behalf may be used by you for personal, educational, non-commercial purposes. Redistribution or resale of AcePath course content is prohibited.

9. Disclaimers

THE PLATFORM IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE PLATFORM WILL BE ERROR-FREE OR UNINTERRUPTED.

ACEPATH IS NOT A LICENSED EDUCATIONAL INSTITUTION AND DOES NOT AWARD ACADEMIC CREDITS OR CERTIFICATIONS.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, ACEPATH SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE PLATFORM, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNT YOU PAID TO US IN THE PAST 12 MONTHS.

11. Indemnification

You agree to indemnify and hold AcePath and its operators harmless from any claims, losses, or damages arising out of your violation of these Terms, your use of the Platform, or any content you upload.

12. Termination

We may suspend or terminate your account at our discretion if you violate these Terms or for any other reason with reasonable notice. Upon termination, your access to the Platform will cease. Provisions that by their nature should survive termination will do so, including payment obligations, disclaimers, and limitations of liability.

13. Governing Law

These Terms are governed by the laws of the State of New York, without regard to its conflict of law provisions. Any disputes shall be resolved in the courts of Nassau or Suffolk County, New York.

14. Changes to These Terms

We may update these Terms from time to time. We will notify you of material changes by email or by posting a notice on the Platform. Continued use after changes take effect constitutes acceptance of the revised Terms.

15. Contact

Questions about these Terms? Contact us at: